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1 day car insurance, are you sure it exists?

Published August 31st, 2013

You are most likely in need of 1 day car insurance during a family vacation. Why buy a whole year's worth of insurance for a mere day of driving? Short term car insurance is here to save the world!

1 day car insurance charge by the day, so you will not be paying for more than what you really need. You don't have to worry about delaying your trip, because all transactions are made over the net or phone. Anything can happen between you getting coverage for your new car and the drive home, so it really is safer to use 1 day coverage.

1 day car insurance makes it possible to insure your second vehicle in addition to your current policy. Anything that happens during the short term coverage will not influence your long term coverage, including your no claim bonus. The greatest pro of a short term car insurance is that none of the no claim bounuses you've built up will be lost while driving an unfamiliar vehicle.

The strongest opposition to short term coverage is that the daily breakdown of an annual car insurance is much lower than that of the short term coverage. But the total waste on an annual car insurance is also much higher. Short term car insurance commonly starts at around £10 a day yet, just like annual policies, the quote you receive will be based on a whole host of factors such as the driver’s age, the vehicle you're getting insured, and the region in which you live. A number of insurers allow customers to include European cover for an supplemental charge (commonly about 20%), which is practical when driving overseas.

Short term coverage is viewed as high risk for the insurer. And with high risk individuals, such as young drivers, the costs easily sky rockets. Short term car insurance is normally only available to drivers over the age of 23, but there are exceptions. Exceptions like Swinton Insurance will accept 21 year olds if they are able to meet their requirements.

In almost all cases, drivers ought to have held a full, valid UK or EU driving licence for at least a year as a way to qualify for short term car insurance.



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